Save Time And Money Paying The Deposit On Your Property Purchase.

If your looking to buy a new home? Or are you a seasoned property investor?

NZ Home Bonds can help you secure your new home or investment now.

Every property transaction requires you to make a deposit. We provide cash or bonds on your behalf to meet your deposit requirements and secure your property purchase. Rapidly.

We have settled over $1 billion in property transactions for investors and homeowners alike.

Don't miss out because of an issue with the deposit.

Outlaying cash can be both complicated and impractical, especially if your funds are already tied up as equity in an existing property, or in other investments. But just because your money isn't readily accessible, that doesn't mean you should miss out on your dream home or the perfect investment opportunity. Choose the smarter alternative - a HomeBond or Residential Cash deposit.

So what is a HomeBond?

A Homebond is a financial guarantee in the form of a bond. A bond is a convenient way to make an upfront deposit on the purchase of property, without having to use your own cash. Bonds are normally issued for purchases of new homes 'off-the-plans'. We issue the bond to your vendor, and you pay the full purchase price at settlement. This is more cost effective than borrowing from the bank, plus you can keep your cash where it is and let it work for you right up until the time of settlement!

What about Residential Cash Deposits?

Residential Cash Deposits (RCDs) are similar to a bond, but we pay CASH on your behalf. If you are buying a new home, and either don't wish to, or can't commit funds for the deposit until you sell your existing home, we can provide the money for you. That's right: we'll pay CASH directly to the real estate agent's, or solicitor's trust account. Then, at the time of settlement, you reimburse us for the deposit and our fee, and pay the balance of the purchase price to the vendor.

Are there any conditions?

Just one: whether we are issuing you with a Homebond or an RCD, we need to know that you can eventually pay your deposit - so you must have at least three times the amount of the deposit as equity (value less any debt) in existing real estate. In some cases, we may even reduce this sum to twice the amount of the deposit.

How do I apply?

Applying for a HomeBond is very simple. In fact, we can normally approve your application directly over the phone, or you can apply through one of our accredited partners. However, before we can issue cash or bonds, we will need a copy of your latest mortgage statement and an original, signed application form. For more info please contact sales@kiwiprimeproperty.com